A monthly payment path for equipment that builds stronger businesses. Gyms • Studios • Dealers • Manufacturers
Built for commercial fitness

Build a stronger gym without putting all the weight on cash flow.

Turn strength equipment, cardio machines or a complete facility package into a clear monthly payment path—while your equipment dealer gets a stronger way to close the sale.

✓ 12–72 month terms
✓ New + used equipment
✓ Single machines or full packages
✓ Dealer + manufacturer programs
Powered by SLS Financial

Commercial equipment programs with more than two decades of experience helping businesses purchase productive assets.

SLS family of brands
Commercial equipmentBuilt for businesses, not consumer purchases
New or expandingSingle location, expansion or multi-site buildout
Complete packagesStrength, cardio and related eligible equipment
Dealer enabledA monthly path right at the point of purchase

A cleaner monthly path from quote to install.

1

Start with the equipment

Share the vendor quote, equipment list and total project cost.

2

Review the business

We look at the transaction and business profile to identify an appropriate structure.

3

Move the purchase forward

Complete documents, coordinate with the vendor and put the equipment to work.

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Package thinking

We can look at the complete equipment story rather than forcing every machine into its own conversation.

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New facilities and expansions

Programs can support equipment tied to growth, capacity and new locations.

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Dealer-friendly process

Keep the seller in the loop and give buyers a clear monthly path at the point of purchase.

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Real underwriting

The whole business story matters—including what the equipment helps the business do next.

Help the customer buy the equipment—not just admire the quote.

Put a monthly payment path into your sales process so your team can move from equipment selection to a practical way to purchase it.

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Sell the monthly path

Help customers frame the purchase around monthly cash flow instead of one large equipment check.

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Keep the sale moving

We work alongside the seller so purchase enablement becomes part of the sales process instead of a handoff into the unknown.

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Support full packages

Useful when the buyer is opening, expanding or replacing an entire equipment floor.

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Look beyond a simple age test

For young businesses with real traction, we can consider the operating story rather than treating every company under two years old the same.

Early stage. Not startup.

A gym may be 6, 12 or 18 months old and already have real members, recurring revenue, deposits, operating history and demand for equipment that creates more capacity. We believe the calendar should be one piece of the story—not the whole story.

01See the traction

Revenue, members, banking activity and operating history create evidence.

02Understand the equipment

Ask how the new equipment supports members, capacity, revenue or expansion.

03Tell the whole story

Credit matters, but so do momentum, ownership, cash flow and the purpose of the purchase.

Questions before you get started?

Here are the questions we hear most often from gym owners and equipment sellers.

What types of equipment can you support?

Strength machines, racks, cardio equipment, functional training equipment and complete commercial gym packages are common examples.

Can a full equipment package be included?

Yes. Eligible equipment for a new gym, expansion or remodel can often be considered as one commercial purchase.

Do you look at early-stage businesses?

Yes. A young business can have meaningful operating evidence. Revenue, customers, ownership experience, cash flow and the reason for the equipment purchase can all matter.

Can dealers and manufacturers offer this?

Yes. The goal is to put a monthly payment path directly into the equipment sales process.

What terms are available?

Available structures can include 12 to 72 month terms depending on the equipment, transaction and business profile.

Ready to put more equipment on the floor?

Start with the equipment list and purchase price.

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